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Main Street Finance: How Can the Financial System Better Serve Entrepreneurs and Small Businesses?

Entrepreneurs and small businesses are a key source of job creation and economic growth. Yet many small businesses and entrepreneurs face challenges accessing affordable financing, especially loans that are less than $250,000. This paper will explore these challenges, highlight recent trends in small-business financing, and present issues for further exploration.

Spotlight

Multiplus S/A

Multiplus is a loyalty company, which operates as a network of companies and loyalty programs. This network allows its participants to accrue and redeem points in several companies, in different market segments - more than 400 partners and approximately 16,5 million participants. They can accrue Multiplus points directly and indirectly (by transferring points from a partner program) in over 13,000 retail establishments. Points can be redeemed for over 550,000 product and service options.

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