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Banking disrupted How technology is threatening the traditional European retail banking model

European banks’ ability to earn returns above the cost of capital in the long term will depend on whether they can pass on the cost of holding higher regulatory capital. This largely comes down to the degree of competition in the market and, specifically, the threat posed by new entrants and substitutes.

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The power and the money

Infographic | January 8, 2020

Modern retail is being influenced as much by younger, tech-savvy ‘millennials’, who increasingly shop online and on their mobiles, as by older baby-boomers (over 60s) who wield greater spending power and still prefer to shop in stores. Both groups are equally important to retailers in a world where consumers increasingly shop on their own terms. Oracle Retail's 2016 consumer research study 'The Power And The Money' took a closer look a how these different age groups are approaching shopping in the digital age.

Infographic on Point of Sale (POS) Terminals Market 2021 – 2027 by Global Market Insights Inc.

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A point of sale, or point of purchase, is where you ring up customers. When customers check out online, walk up to your checkout counter, or pick out an item from your stand or booth, they're at the point of sale. Your point-of-sale system is the hardware and software that enable your business to make those sales.

Top 6 Benefits of the KUBRA POS Solution

Infographic | April 6, 2021

KUBRA POS solution not only streamlines and increases efficiency in billing but also enhances the customer experience, eliminates manual processes, and completely rules out the chances of unnecessary errors in billing. With our POS system, you’ll experience benefits in every area of your business.

When To Prepare and Launch Retail Holiday Marketing, Plus Other Strategies

Infographic | January 6, 2020

With the 2019 holiday season barely in hindsight, you might be thinking it’s too early to begin putting together your 2020 seasonal retail marketing calendar. But, there’s no such thing as being too prepared for the holidays especially when, according to our 2019 holiday survey, more than 95% of retailers say their store is either “somewhat prepared” or “very prepared” for the retail holiday season.

Returns Totaled $369 Billion In 2018, But Many Can Be Prevented

Infographic | December 5, 2019

Returns hit the bottom line in multiple ways: the value of returned merchandise was $369 billion in 2018, and it takes, on average, more than seven people to handle processing a return. Additionally, 80% of first-time customers who return their order will never buy from that retailer again.