POS RETAIL

Paymentus Offers Payment Services for Citizens Retail Banking

Paymentus | February 16, 2023 | Read time : 02:14 min

Paymentus Offers Payment Services for Citizens Retail Banking

Paymentus, the best-in-class digital bill pay and money movement provider, announced that Citizens Financial Group has chosen to deliver electronic bill payment and money movement services to its digital-first retail banking clients throughout the country. Citizens will adopt Paymentus Loan Payments and Paymentus Bill CenterSM, both powered by the Paymentus Instant Payment Network® (IPN), the first and only unified, real-time digital bill presentation, payment, and money movement system in the industry.

Paymentus Bill Center offers consumers an all-encompassing picture of their bills and financial commitments, enhanced payment flexibility with debit and credit card payment alternatives, and the opportunity to obtain quick payment confirmation from the biller.

Paymentus Loan Payments will enhance Citizens' customers' entire banking experience by allowing loan payments using the industry's leading biller-direct electronic bill presentation and payment (EBPP) technology. Paymentus's system will enable consumers to make loan payments over online, via mobile, SMS, CSR-assisted, IVR, chat, and IPN channels, utilizing checking and savings accounts, debit cards, and digital wallets.

The emergence of real-time payments and the growing desire for innovative and non-traditional payment methods, such as digital wallets, have increased the need for speed, convenience, and flexibility. Eighty-nine percent of customers need additional real-time payment alternatives from their digital banking experience. Meanwhile, eight out of ten people prefer paying their bills by credit or debit card. Citizens can now exceed these expectations and provide its entire client base with an exceptional experience.

About Paymentus

Paymentus is North America's most comprehensive cloud-based bill payment technology and solutions supplier, serving over 1,700 billers and financial institutions. In February 2022, Aita-Novarica recognized the firm as the industry's premier supplier of EBPP solutions. Paymentus' omnichannel platform offers users convenient, adaptable, and secure electronic bill payment experiences through their chosen payment channel and type. Its IPN connects IPN partners' systems and tens of thousands of billers to its integrated billing, payment, and reconciliation capabilities.

Spotlight

If there’s one challenge every online seller faces, it’s this: The e-commerce industry is in a constant state of evolution. Consumers are more tech-savvy and informed than ever before, and they’re continually adopting new methods for online buying. As a result, a whole new set of doors has been opened to manufacturing brands. Once tethered largely to wholesale and resale, brands can now choose from a variety of effective sales channels.

Spotlight

If there’s one challenge every online seller faces, it’s this: The e-commerce industry is in a constant state of evolution. Consumers are more tech-savvy and informed than ever before, and they’re continually adopting new methods for online buying. As a result, a whole new set of doors has been opened to manufacturing brands. Once tethered largely to wholesale and resale, brands can now choose from a variety of effective sales channels.

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POS RETAIL

Surfsand Resort Elevates Guest and Staff Experiences with Agilysys Property Management, Point-of-Sale, and Payment Processing Solutions

Businesswire | May 30, 2023

Surfsand Resort in Cannon Beach, Oregon has built its long-held reputation as a leading vacation spot in part based on its enviable location overlooking the iconic 235-foot-high Haystack Rock just off the Northwest Pacific Coast. In 2022 the resort further elevated its stature by updating all the property’s systems prior to a property-wide renovation and expansion starting in November 2023. Surfsand also reinforced its allure as a destination for special moments by introducing various packages of themed experiences and upgrades individual guests and groups can reserve in addition to their rooms. Coinciding with these advancements, Surfsand decided to upgrade its operational and digital capabilities by choosing property management, point-of-sale and payment processing software and systems from Agilysys. In addition to improving efficiency for both guests and staff, the new software will help Surfsand unify data on guest preferences across various property experiences so that each stay can be tailored in advance with special amenities and offers, and so that staff can personalize their interactions with guests before, during and after each stay. The property’s diverse offerings include those that are family-friendly, such as Taffy the Puffin birthday bashes, guided tide pool excursions, group photo shoots and beach bonfires featuring s’mores; those with romantic appeal such as sunset dining on the beach, couples spa retreats and art tours; and those designed for pet lovers, such as pet-friendly rooms, furry guest welcome baskets that provide a towel, a placemat, bowls for food and water and tasty treats at check-in, and activities designed for pet participation. Surfsand General Manager Phillip Wilson noted that systems that make these enriched guest experiences easy to discover and reserve are integral to the property’s evolution.Wilson said, “Our one-of-a-kind location supports delivering unique guest experiences, whether visitors are designing their dream weddings, celebrating family milestones, or connecting more closely as couples. When evaluating technology systems, it was essential that we be able to tailor them to fit our hotel and the special things we do for our guests. Our guests are looking to book more than rooms; they want to book something special. Our technology systems need to make it easy for guests to connect with all the amenities and thoughtfully designed experiences we offer, so Surfsand can be not only their favorite resort, but the one to which they return most often to enjoy personalized experiences they cannot find elsewhere.”While the ability to tailor the technology to Surfsand’s unique offerings is important, Wilson said his number one driver in selecting systems is customer service he can count on. “I have worked with Agilysys and numerous other hospitality technology providers, and Agilysys’ support is hands-down better than all the rest,” Wilson said. “All of us users know systems, no matter who provides them, will have problems or even fail from time to time. Knowing that skilled and intelligent support is there to help and that response times are quick is hugely important. Agilysys has that advantage,” he said. Wilson also noted that properties that are not part of a standardized brand structure greatly benefit from the ability to tailor reports and functions for their unique guest and market data requirements. “In non-branded hotels, operations change and different needs pop up, so we often need custom data sets,” Wilson observed. “Other hospitality technology providers, including the largest ones, charge customers for any report you ask to have built. Agilysys accommodates diversity in how properties operate without exacting that financial burden,” he concluded. A pleasant surprise was how quickly the Surfsand staff members were able to learn the new software as well as operate it proficiently. “When software is intuitive and easy to learn, user satisfaction is meaningfully higher,” Wilson said. “We were pleased with how quickly our staff members became comfortable operating even the advanced capabilities of the system,” he added. Jeba Kingsley, Agilysys vice president of professional services, commented that Surfsand’s goals make the property an ideal customer for Agilysys solutions. “Helping Surfsand create deeper understanding of guests and staff over time so they can continuously evolve personalized, unique and enhanced experiences is the perfect role for Agilysys solutions,” Kingsley said. “Our solutions provide best-of-breed operating performance when deployed standalone, and also are designed to work together across a hospitality ecosystem to deliver exponential value as each solution contributes data to create and utilize a unified profile for each guest over time. We get energized when working with customers such as Surfsand who recognize the long-term advantage of using their hospitality technology systems to enhance guest and staff experiences and to take satisfaction to a higher level,” Kingsley added. Versatile PMS Capabilities Support Efficiency and Deeper Guest Knowledge Key drivers for Surfsand’s PMS selection were the ability to manage a diverse mix of accommodations and amenities; the ability to leverage efficient cloud-based operations while also maintaining offline operating integrity during Internet challenges; and rich digital and mobile options for both guests and staff.The system also equips staff to see and book available upgrades, dining and activity reservations and Experience Enhancement packages in a single session from a single comprehensive view without switching among different systems. In turn, guests also can experience personalized offers when booking in advance and while they are checking in. Intuitive interfaces, simplified workflows, and groupings of commonly used tasks also make user training simpler and faster. Proven Point-of-Sale and Payment Solutions Maximize Security and Convenience Agilysys POS and payment solutions enable Surfsand to use a wide range of traditional fixed-station POS terminals and mobile devices (across Microsoft Windows, Android and iOS operating systems) to match the needs and style of different venues and revenue centers across the property.Guests can pay for restaurant checks and other transactions using their mobile phones through one of the first point-to-point encryption (P2PE) payment solutions for hospitality validated by the PCI Security Standards Council. Surfsand can deliver secure electronic payments across guest experiences, including countertop, table service, EMV, mobile tablet, and signature capture scenarios. They also can choose from a broad array of U.S. credit card processors and can easily change equipment as technology evolves. “Agilysys has been a terrific partner in helping us to map out our hospitality technology evolution, and we look forward to continuing to create new ways to delight guests leveraging the advanced capabilities these systems enable,” Wilson concluded. About Agilysys Agilysys is well known for its long heritage of hospitality-focused technology innovation. The Company delivers modular and integrated software solutions and expertise to businesses seeking to maximize Return on Experience (ROE) through hospitality encounters that are both personal and profitable. Over time, customers achieve High Return Hospitality by consistently delighting guests, retaining staff and growing margins. Customers around the world include: branded and independent hotels; multi-amenity resort properties; casinos; property, hotel and resort management companies; cruise lines; corporate dining providers; higher education campus dining providers; food service management companies; hospitals; lifestyle communities; senior living facilities; stadiums; and theme parks. The Agilysys Hospitality Cloud™ combines core operational systems for property management (PMS), point-of-sale (POS) and Inventory and Procurement (I&P) with Experience Enhancers™ that meaningfully improve interactions for guests and employees across dimensions such as digital access, mobile convenience, self-service control, personal choice, payment options, service coverage and real-time insights to improve decisions. Core solutions and Experience Enhancers are combined in Hospitality Solution Studios™ tailored to specific hospitality settings and business needs.

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POS SOLUTIONS, POS HARDWARE

Mercatus and Eagle Eye Announce Strategic Partnership to Enhance Grocery eCommerce Experiences

businesswire | May 22, 2023

Mercatus, a leading provider of grocery eCommerce solutions, and Eagle Eye, a global digital marketing technology company that helps retail and hospitality companies build more personalized relationships with customers, today announced a strategic partnership to bring innovative, data-driven marketing capabilities to their grocery clients' eCommerce experiences. The partnership aims to help grocery retailers deliver more personalized and targeted digital promotions, leveraging the power of Eagle Eye's customer engagement platform in combination with Mercatus' industry-leading grocery eCommerce platform. The collaboration will enable grocery retailers to create seamless, engaging, and tailored online shopping experiences for their customers and improve the overall performance of their loyalty programs. "Mercatus is committed to providing our clients with the best tools and solutions to drive online revenue growth and enhance customer relationships," said Sylvain Perrier, president and CEO, Mercatus. "By partnering with Eagle Eye, we are able to offer our clients cutting-edge customer engagement solutions that will revolutionize their eCommerce experiences and help them stay ahead of the competition." Eagle Eye's digital customer engagement platform provides retailers with real-time customer data which can be used to create personalized promotional initiatives to drive customer loyalty and increase sales. Integrating Eagle Eye's technology with Mercatus' platform will create a unified, data-driven eCommerce solution for grocery retailers so they can better understand their customers and deliver highly personalized experiences to them. "We are excited to collaborate with Mercatus and bring our customer engagement solutions to their impressive roster of grocery clients," said Tim Mason, CEO of Eagle Eye. "Together, we will enable grocery retailers to build deeper connections with their customers and capitalize on the rapidly evolving first-party eCommerce landscape." The strategic partnership between Mercatus and Eagle Eye represents a significant step forward in delivering innovative, data-driven marketing solutions to the grocery industry. As the partnership continues to evolve, the two companies will explore new ways to leverage their combined expertise and technology offerings to drive growth and create value for their clients. About Mercatus Mercatus helps leading grocers get back in charge of their eCommerce experience, empowering them to deliver exceptional retailer-branded, end-to-end online shopping, from store to door. Our expansive network of more than 60 integration partners allows grocers to work with their partners of choice, on their terms. Together, we enable clients to create authentic digital shopping experiences with solutions to drive shopper engagement, grow share of wallet and achieve profitability, while quickly adapting to changes in customer behavior. The Mercatus Digital Commerce platform is used by leading North American retailers, including Weis Markets, Save Mart brands, Brookshire’s Grocery Company, Kowalski’s Markets, Buehler's Fresh Foods, WinCo Foods, Smart & Final, Stater Bros. Markets, Southeastern Grocers’ Fresco y Más, Harveys Supermarket and Winn-Dixie grocery stores among others.

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POS RETAIL

TerraPay welcomes Visa as a strategic investor and global partner as digital cross-border trade accelerates

PRnewswire | May 11, 2023

TerraPay, a leading global payments infrastructure company, today announces a strategic equity investment from Visa, a world leader in digital payments. In addition, the companies are collaborating to connect Visa solutions to the TerraPay network to help streamline digital cross-border commerce for consumers and SMBs. Visa Direct, which facilitates the delivery of funds directly to eligible cards, bank accounts, and wallets around the world, is the first solution to connect to TerraPay's network of wallet providers. The enablement of Visa Direct to TerraPay's global partner integrations of mobile wallets and bank accounts can empower seamless and fast person-to-person remittances for individuals, as well as business pay-outs for small and medium businesses (SMBs), across 108 receive countries. Global cross-border trade has seen steady growth, largely from emerging markets. By 2025, cross-border trade is expected to reach a value of US$8Tn[1]. Despite this boom and the rise of digital payments globally, cross-border business payments continue to be complex and riddled with challenges, especially for SMBs. For these businesses, the process of sending money can often come with delays, high costs, lack of standardization, and inefficiency. TerraPay and Visa's collaboration will pave the path for holistic pay-in and pay-out solutions that can enhance the usage of eligible commercial cards for SMEs, extending to include added global money-movement capabilities, including cards, accounts, and wallets. At the same time, merchants can use TerraPay's Request-to-Pay wallet solution, globally. Speaking on this announcement, Ambar Sur, Founder and CEO, TerraPay, said, "It gives me great pride to say that TerraPay's relationship with Visa is so much more than a collaboration. With Visa joining us as a key investor, this strategic alliance truly reflects a huge stride forward for global digital payments. We are thrilled to give shape to our joint vision of building a connected and empowered world of digital payments." Ruben Salazar Genovez, Global Head, Visa Direct, said, "We are thrilled that our investment in and collaboration with TerraPay is going to help further enhance the reach of Visa Direct and help spur financial inclusion. More people and SMBs, including underbanked and underserved communities around the world, will soon have access to inbound digital cross-border payment capabilities directly on their mobile devices." Ambar Sur also added, "Combining Visa's scale with our global payments infrastructure, we will be able to help Visa customers enhance their pay-out experiences and scale their businesses faster. Our collaboration also serves the larger purpose of enhancing the way of life for these individuals and businesses, enabling them with a more connected and accessible global payments ecosystem." About TerraPay Headquartered in the United Kingdom, TerraPay believes that the smallest payment deserves a borderless journey as safe as the largest. The group has been building an ever-expanding payments highway that empowers businesses to create transparent customer experiences with an uninterrupted, secure, and real-time global passage for every payment, however small or large. Registered and regulated across 27 global markets, TerraPay is one of the leading global partners to banks, mobile wallets, money transfer operators, merchants, and financial institutions, creating a more expansive and inclusive international financial ecosystem. With access to an extensive network of 7.5Bn+ bank accounts, 2.1Bn+ mobile wallets, across 108 receive countries and 205 send countries, TerraPay enables its partners to become beacons of the promise of global financial inclusion.

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